Sterling Investment Advisors, LLC, is a fee-based investment advisor. Client fees are our only source of revenue.

Investment management fees are charged on a percentage-of-assets basis:

As a value-added service, Jones provides indepedent, objective advice regarding a variety of financial planning topics. All financial planning advice is included in the investment management fee. It is important to note that Sterling Investment Advisors, LLC does not sell any products or generate any additional revenue from any source related a client's financial planning activities. Clients with questions regarding insurance, estate planning, taxes, budgeting, or any other financial planning topic are encouraged to call for advice or an appointment.

• 1.25% on the first $250,000;
• 1.0% on assets between $250,000 - $500,000;
• 0.75% on assets between $500,000 - $1,000,000;
• and 0.65% on assets exceeding $1,000.000.

For non-clients seeking financial planning advice a $100 per hour fee is assessed.

The fees of the Advisor are in addition to any commissions charged by the broker/dealer and fees of an exchange-traded-fund, mutual fund, or annuity. These fees are more specifically described on the custodian website and in each investment's Prospectus. Such fees may include, but are not limited to, exchange fees, management fees and fees allowable under Rule 12b-1 under the Investment Company Act of 1940.



2095 S. Boston Place             Telephone: 417-777-7677
Bolivar, MO 65613                  Email: investment@sia.us.com