Our investment philosophy is based on well-established finance theory and sophisticated statistical analysis.

During the portfolio creation stage, clients are encouraged to share their plans and dreams, such as when and how they want to retire. After posing a few questions to assess their willingness to take  risk, James G. Jones, CFA, founder and President of Sterling Investment Advisors, LLC creates a customized portfolio based on the investment options available to the client.

Once the portfolio is created, Jones tests it against the clients goals and objectives to measure the success rate under both best and worst case investment scenarios.

After the initial evaluation is completed, establishment of new accounts are quick and simple. Account forms are filled out at the Sterling Investment Advisors, LLC office or at the client’s location.

Contributions to portfolios are made at the direction of the client. Several clients have monthly Electronic Funds Transfers (EFT), which withdraws a designated amount from their bank account and then deposited in their portfolio. Other clients simply submit check deposits at times beneficial to them, while some have payroll deductions.

The bottom line is that clients arrive with goals and dreams, and they leave with a customized portfolio that has high probability of achieving them.

Disclaimer - Analysis is based on the expectation that the long-term risk/return characteristics of and relationships between asset classes will continue in the future. There is no guarantee this will occur.